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<item><title>The Creative Planning Guide to How to Create a Retirement Paycheck</title><link>https://creativeisplanning.com/blog/create-retirement-paycheck-from-savings/</link><guid isPermaLink="true">https://creativeisplanning.com/blog/create-retirement-paycheck-from-savings/</guid><pubDate>Sun, 04 Oct 2026 09:00:00 +0000</pubDate><description>Spending savings first leaves retirees exposed in market dips. Creative Planning shows how to create a retirement paycheck with steady IRA transfers.</description></item>
<item><title>4 percent rule vs. guardrails: your paycheck after a 20% drop</title><link>https://creativeisplanning.com/blog/4-percent-rule-vs-guardrails/</link><guid isPermaLink="true">https://creativeisplanning.com/blog/4-percent-rule-vs-guardrails/</guid><pubDate>Thu, 01 Oct 2026 09:00:00 +0000</pubDate><description>A fixed 4% draw ignores down markets, while Creative Planning tests the 4 percent rule vs. guardrails to show how adjusting spending protects savings.</description></item>
<item><title>Retirees Turning Savings Into Paychecks: Mistakes in the First Year of Retirement</title><link>https://creativeisplanning.com/blog/first-year-of-retirement-mistakes/</link><guid isPermaLink="true">https://creativeisplanning.com/blog/first-year-of-retirement-mistakes/</guid><pubDate>Wed, 23 Sep 2026 09:00:00 +0000</pubDate><description>Oversized withdrawals can spike future Medicare costs. Creative Planning reveals mistakes in the first year of retirement and practical ways to avoid them.</description></item>
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